The AP reports that under Senator Kennedy's health care proposal, "Americans would be able to buy long-term care insurance from the government for $65 a month." People would enroll in the program during their working years. After five years of paying the premiums, they could receive benefits (worth not less than $50 per day) that would pay for a wide range of services designed to allow them to stay in their own homes and avoid moving into nursing homes.
The proposal is just one of many in the 651-page bill, which also includes changes to the way that health insurance is offered and taxed.
For a detailed guide to help you understand long-term care alternatives, see Long-Term Care: How to Plan & Pay for It, by Joseph Matthews (Nolo).